[{"data":1,"prerenderedAt":951},["ShallowReactive",2],{"seo-page-7":3,"strapi-header-pl":122,"strapi-footer-pl":166,"all-offers-pl":225,"active-offers-pl":905},{"mainTitle":4,"mainText":5,"link":6,"breadcrumbsTitle":7,"createdAt":8,"updatedAt":9,"publishedAt":10,"locale":11,"meta":12,"offers":17,"contentInfo":19,"CTA":23,"tips":28,"content":63,"localizations":120},"Pożyczka online na Ukraińców i obcokrajowców","\u003Cp>Pożyczki dla Ukraińców są coraz częstszym wyborem osób z Ukrainy mieszkających i pracujących w Polsce. Obecnie szacuje się, że spośród 4 mln imigrantów, nawet do 75% mogą stanowić obywatele Ukrainy, z czego 0,759 mln jest zarejestrowanych w ZUS. Dzięki temu, że posiadają oni kartę pobytu oraz płacą podatki w Polsce, uzyskują dostęp do takich samych ofert kredytów i pożyczek jak Polacy. Polskie banki nadal mogą posiadać restrykcyjne warunki przyznania pożyczki, dlatego coraz częstszym wyborem są chwilówki dla Ukraińców oferowane przez firmy pozabankowe.\u003C\u002Fp>","\u002Fpozyczki\u002Fdla-ukraincow-i-obcokrajowcow\u002F","Pożyczki dla Ukraińców i obcokrajowców","2024-10-04T07:46:02.749Z","2024-10-10T08:27:49.237Z","2024-10-04T10:52:55.044Z","pl",{"id":13,"title":14,"keywords":15,"description":16},7,"Pożyczki dla Ukraińców: Najlepsze oferty bez karty pobytu",null,"Sprawdź, gdzie jest dostępna pożyczka online dla Ukraińców. Uzyskaj kredyt bez karty pobytu. Łatwa chwilówka od ręki dla obcokrajowców bez karty pobytu.",{"id":13,"title":18,"filters":15},"Ranking pożyczek dla Ukraińców i obcokrajowców – sprawdź wszystkie oferty",{"id":13,"readTime":20,"rating":21,"votes":22},16,4.9,198,{"id":13,"title":24,"text":25,"button":26,"link":27},"Tanie i szybkie pożyczki dla Ukraińców i obcokrajowców – wystarczy kilka minut!","\u003Cp>Sprawdź dostępne opcje pożyczek dla Ukraińców i obcokrajowców i złóż wniosek.\u003C\u002Fp>","Zostaw prośbę","\u002Freg\u002F",{"id":13,"title":29,"tips":30},"Dowiedz się więcej o rodzajach pożyczek",[31,35,39,43,47,51,55,59],{"id":32,"title":33,"link":34},51,"Pożyczka za darmo","\u002Fpozyczki\u002Fza-darmo\u002F",{"id":36,"title":37,"link":38},52,"Pożyczki z wpisami w KRD, ERIF, BIK, BIG","\u002Fpozyczki\u002Fz-wpisami-w-krd-erif-bik-big\u002F",{"id":40,"title":41,"link":42},53,"Pożyczki na miesiąc","\u002Fpozyczki\u002Fna-30-dni\u002F",{"id":44,"title":45,"link":46},54,"Pożyczki dla zadłużonych","\u002Fpozyczki\u002Fdla-zadluzonych\u002F",{"id":48,"title":49,"link":50},55,"Pożyczki online","\u002Fpozyczki\u002F",{"id":52,"title":53,"link":54},56,"Pożyczki na dowód","\u002Fpozyczki\u002Fna-dowod\u002F",{"id":56,"title":57,"link":58},57,"Pożyczka dla każdego bez odmowy","\u002Fpozyczki\u002Fdla-kazdego-bez-odmowy\u002F",{"id":60,"title":61,"link":62},58,"Pożyczka 1000 zł","\u002Fpozyczki\u002F1000-zl\u002F",[64,68,71,76,79,82,85,88,91],{"id":65,"__component":66,"text":67},44,"misc.content-block","\u003Ch2>\u003Cstrong>Czy w Polsce jest dostępny kredyt gotówkowy dla Ukraińców?\u003C\u002Fstrong>\u003C\u002Fh2>\u003Cp>Szybka gotówka dla Ukraińców mieszkających w Polsce jest dostępna na wiele sposobów. Najpopularniejsze z nich to pożyczki bankowe (trudniej dostępne) oraz chwilówki dla obcokrajowców oferowane przez firmy działające w sektorze pozabankowym.\u003C\u002Fp>\u003Cp>Teoretycznie obywatele Ukrainy mogą uzyskać dodatkową gotówkę na takich samych zasadach do Polacy, o ile są w stanie wykazać swoją zdolność kredytową oraz w przypadku promocji bankowych (kredyt na 2%) przedstawić potwierdzenie, że płacą podatki w Polsce. \u003C\u002Fp>\u003Cp>W praktyce Ukraińcy muszą liczyć się z koniecznością spełnienia dodatkowych wymogów formalnych, w postaci przedstawienia wymaganych dokumentów potwierdzających legalność ich pobytu w Polsce, niezależnie od tego, czy interesują ich \u003Ca href=\"https:\u002F\u002Fcashspace.pl\u002Fpozyczki\u002F\">pożyczki online\u003C\u002Fa>, czy kredyt bankowy.\u003C\u002Fp>\u003Cp>Obywatele Ukrainy i obcokrajowcy mogą w Polsce uzyskać następujące rodzaje pożyczek i kredytów:\u003C\u002Fp>\u003Cul>\u003Cli>kredyt gotówkowy dla Ukraińców,\u003C\u002Fli>\u003Cli>szybka pożyczka online,\u003C\u002Fli>\u003Cli>kredyt hipoteczny (w tym kredyt na 2%),\u003C\u002Fli>\u003Cli>pożyczka samochodowa,\u003C\u002Fli>\u003Cli>kredyt inwestycyjny,\u003C\u002Fli>\u003Cli>pożyczka konsolidacyjna.\u003C\u002Fli>\u003C\u002Ful>\u003Cp>W poniższej tabeli przedstawiamy listę warunków i dokumentów, których spełnienie może być wymagane przez banki i firmy pozabankowe podczas ubiegania się o kredyt dla Ukraińców i obcokrajowców:\u003C\u002Fp>\u003Cfigure class=\"table\">\u003Ctable class=\"ck-table-resized\">\u003Ccolgroup>\u003Ccol style=\"width:50%;\">\u003Ccol style=\"width:50%;\">\u003C\u002Fcolgroup>\u003Ctbody>\u003Ctr>\u003Ctd>\u003Cstrong>Standardowe wymagania dla klientów z Polski i innych krajów\u003C\u002Fstrong>\u003C\u002Ftd>\u003Ctd>\u003Cstrong>Dodatkowe wymagania dla Ukraińców i obcokrajowców\u003C\u002Fstrong>\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>wiek powyżej 18 lat (opcjonalnie 20, 21 lat)\u003C\u002Ftd>\u003Ctd>dokument poświadczający legalne zatrudnienie w Polsce\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>dokument tożsamości (dowód osobisty dla Polaków, paszport dla obcokrajowców)\u003C\u002Ftd>\u003Ctd>wyciąg bankowy potwierdzający regularne przychody\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>numer PESEL\u003C\u002Ftd>\u003Ctd>ukraiński numer ubezpieczenia\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>adres zamieszkania w Polsce\u003C\u002Ftd>\u003Ctd>(opcjonalnie) karta pobytu, aktualna wiza\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>rachunek bankowy w polskim banku\u003C\u002Ftd>\u003Ctd> \u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>aktywny numer telefonu i adres e-mail\u003C\u002Ftd>\u003Ctd> \u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>uzyskiwanie regularnego dochodu (dobra zdolność kredytowa)\u003C\u002Ftd>\u003Ctd> \u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd>(opcjonalnie) brak niespłaconych długów\u003C\u002Ftd>\u003Ctd> \u003C\u002Ftd>\u003C\u002Ftr>\u003C\u002Ftbody>\u003C\u002Ftable>\u003C\u002Ffigure>",{"id":69,"__component":66,"text":70},45,"\u003Ch2>\u003Cstrong>Czy pożyczka dla Ukraińców wymaga karty pobytu lub statusu rezydenta długoterminowego?\u003C\u002Fstrong>\u003C\u002Fh2>\u003Cp>Istnieją dwa ważne dokumenty, którymi mogą posługiwać się obcokrajowcy przebywający w Polsce przez dłuższy okres: karta pobytu oraz status rezydenta długoterminowego. Mimo to, że są to standardowe dokumenty legalizujące pobyt cudzoziemców w Polsce, wciąż dużym zainteresowaniem cieszy się pożyczka online dla Ukraińców bez karty pobytu.\u003C\u002Fp>\u003Ch3>\u003Cstrong>Co to jest karta pobytu\u003C\u002Fstrong>\u003C\u002Fh3>\u003Cp>Karta pobytu to dokument przyznawany cudzoziemcom w Polsce. Otrzymują ją osoby, które posiadają zezwolenie na pobyt czasowy lub stały w Polsce, lub zezwolenie na pobyt rezydenta długoterminowego w Unii Europejskiej. Takie zezwolenie może być udzielane ze względów humanitarnych i zaświadcza o nadaniu osobie statusu uchodźcy lub ochrony międzynarodowej. Otrzymują je też dzieci osób przebywających w Polsce z kartą stałego pobytu oraz małżonkowie polskich obywateli.\u003C\u002Fp>\u003Cp>Z kartą pobytu można potwierdzać swoją tożsamość w Polsce oraz wielokrotnie przekraczać granicę bez konieczności każdorazowego uzyskiwania wizy (wymagane jest jednak posiadanie paszportu). Osoby posiadające kartę pobytu w Polsce mogą podróżować po krajach Schengen do 90 dni z każdego półrocznego okresu pobytu w Polsce.\u003C\u002Fp>",{"id":72,"__component":73,"title":74,"text":75},5,"misc.purple-line-block","Uwaga!","Posiadanie karty pobytu nie jest obowiązkowe, aby złożyć wniosek o pożyczkę. Niektóre firmy pozabankowe posiadają jednak w swojej ofercie produkt o nazwie pożyczka na kartę pobytu.",{"id":77,"__component":66,"text":78},46,"\u003Cp>Wszyscy obywatele Ukrainy, którzy przybyli do Polski po 24 lutego 2022 r. przebywają w kraju legalnie i nie muszą składać wniosku o zalegalizowanie pobytu. Te zasady będą obowiązywać do 30 czerwca 2024 r. Obecnie Ukraińcy, którzy posiadają numer PESEL mogą ubiegać się o uzyskanie pozwolenia na przyznanie im pobytu czasowego w celu podjęcia pracy lub założenia działalności gospodarczej. To jednak rozwiązanie opcjonalne.\u003C\u002Fp>\u003Cp>Karta pobytu jest przyznawana okres 10 lat i po upływie tego czasu powinna zostać wymieniona.\u003C\u002Fp>\u003Ch3>\u003Cstrong>Co to jest status rezydenta długoterminowego\u003C\u002Fstrong>\u003C\u002Fh3>\u003Cp>Status rezydenta długoterminowego przysługuje tym obcokrajowców, którzy:\u003C\u002Fp>\u003Cul>\u003Cli>legalnie przebywają w Polsce od co najmniej 5 lat,\u003C\u002Fli>\u003Cli>posiadają źródło regularnego i stabilnego dochodu,\u003C\u002Fli>\u003Cli>dysponują ubezpieczeniem zdrowotnym,\u003C\u002Fli>\u003Cli>znają język polski i dysponują dokumentem, który to potwierdza.\u003C\u002Fli>\u003C\u002Ful>\u003Cp>Zezwolenie na pobyt rezydenta długoterminowego w krajach Unii Europejskiej jest wydawane na okres nieokreślony.\u003C\u002Fp>\u003Ch3>\u003Cstrong>Co to jest zezwolenie na pobyt czasowy\u003C\u002Fstrong>\u003C\u002Fh3>\u003Cp>Zezwolenie na pobyt czasowy w Polsce jest wydawane osobom, które chcą przebywać na terytorium Polski dłużej 3 miesiące. Ważność zezwolenia to maksymalnie 3 lata. Zezwolenie na pobyt czasowy nie ulega przedłużeniu. Osobom, które przebywają w Polsce w ramach pobytu czasowego może być trudno uzyskać pożyczki online dla obcokrajowców w bankach i firmach pozabankowych.\u003C\u002Fp>",{"id":80,"__component":66,"text":81},47,"\u003Ch2>\u003Cstrong>Warunki, jakie musi spełnić Ukrainiec, który chce się ubiegać o pożyczkę dla obcokrajowców\u003C\u002Fstrong>\u003C\u002Fh2>\u003Cp>Wspomnieliśmy już, że pożyczka online dla Ukraińców jest dostępna dla cudzoziemców na podobnych warunkach, jak dla polskich obywateli. Wyjaśnijmy je jednak bardziej szczegółowo:\u003C\u002Fp>\u003Col>\u003Cli>\u003Cstrong>Kryterium wieku\u003C\u002Fstrong>: chwilówka dla Ukraińców jest przyznawana wyłącznie osobom pełnoletnim. Dokładny minimalny i maksymalny wiek może się różnić w zależności od firmy pozabankowej. Zwykle jednak wynosi od 18 do 75 lat.\u003C\u002Fli>\u003Cli>\u003Cstrong>Konto bankowe\u003C\u002Fstrong>: środki z pożyczki dla obcokrajowców są przelewane wyłącznie w złotówkach na rachunek w polskim banku. Z tego powodu należy upewnić się, że klient posiada takie konto, na które wcześniej spływały regularne dochody.\u003C\u002Fli>\u003Cli>\u003Cstrong>Dochód\u003C\u002Fstrong>: dochody uzyskiwane przez klientów ubiegających się o dodatkową gotówkę muszą być regularne i stabilne. Z tego powodu konieczne będzie przedstawienie np. umowy o pracę lub wyciągów bankowych. Im wyższy osiągany dochód, tym większa szansa na uzyskanie chwilówki.\u003C\u002Fli>\u003Cli>\u003Cstrong>Dane kontaktowe\u003C\u002Fstrong>: konieczne jest posiadanie adresu e-mail oraz numeru telefonu, pod który mogą dzwonić przedstawiciele firmy pożyczkowej.\u003C\u002Fli>\u003Cli>\u003Cstrong>Numer PESEL\u003C\u002Fstrong>: o ile posiadają go wszyscy obywatele Polski, o tyle obcokrajowcy muszą ubiegać się o taki numer w urzędzie gminy. Potwierdza on legalność pobytu w Polsce.\u003C\u002Fli>\u003C\u002Fol>\u003Cp>Przed złożeniem wniosku o kredyt dla obcokrajowca należy przygotować \u003Cstrong>następujące dokumenty\u003C\u002Fstrong>:\u003C\u002Fp>\u003Cul>\u003Cli>dowód tożsamości (paszport),\u003C\u002Fli>\u003Cli>zaświadczenie o legalnym zatrudnieniu w Polsce,\u003C\u002Fli>\u003Cli>wyciąg bankowy potwierdzający uzyskiwanie dochodu,\u003C\u002Fli>\u003Cli>numer ukraińskiego ubezpieczenia,\u003C\u002Fli>\u003Cli>w przypadku chęci zaciągnięcia kredytu hipotecznego: potwierdzenie opłacania podatków w Polsce.\u003C\u002Fli>\u003Cli>w zależności od wymagań pożyczkodawcy: karta pobytu.\u003C\u002Fli>\u003C\u002Ful>",{"id":83,"__component":66,"text":84},48,"\u003Ch2>\u003Cstrong>Warunki niezbędne do uzyskania pożyczki dla cudzoziemca\u003C\u002Fstrong>\u003C\u002Fh2>\u003Cp>Chociaż to obywatele Ukrainy stanowią dominującą część wszystkich cudzoziemców przebywających w Polsce, wśród osób ubiegających się o \u003Cstrong>pożyczki dla obcokrajowców\u003C\u002Fstrong> nie brakuje także obywateli Białorusi, Gruzji, Indii i innych krajów.\u003C\u002Fp>\u003Cp>Polskie prawo bankowe nie zabrania bankom i firmom pozabankowym przyznawania kredytów i chwilówek obcokrajowcom. One same mogą jednak zdecydować o tym, jakie warunki powinni spełnić pożyczkobiorcy.\u003C\u002Fp>\u003Cp>Oto główne kryteria, jakie należy spełnić, aby uzyskać pożyczkę lub kredyt dla obcokrajowca:\u003C\u002Fp>\u003Col>\u003Cli>\u003Cstrong>Wiek powyżej 18 lat\u003C\u002Fstrong> – pożyczka dla obcokrajowca jest udzielana wyłącznie osobom pełnoletnim.\u003C\u002Fli>\u003Cli>\u003Cstrong>Dokument potwierdzający tożsamość\u003C\u002Fstrong>: paszport.\u003C\u002Fli>\u003Cli>\u003Cstrong>Konto bankowe w polskim banku\u003C\u002Fstrong> – podczas procesu składania wniosku o chwilówkę, konieczna będzie jego weryfikacja, np. poprzez przelew groszowy. Na to konto powinno spływać wynagrodzenie uzyskiwane w Polsce.\u003C\u002Fli>\u003Cli>\u003Cstrong>Zatrudnienie w Polsce\u003C\u002Fstrong> – osoba ubiegająca się o kredyt dla obcokrajowca powinna przedstawić zaświadczenie o legalnie wykonywanej pracy w Polsce, czasami wymagany jest okres zatrudnienia od co najmniej 6 miesięcy.\u003C\u002Fli>\u003Cli>\u003Cstrong>Dane kontaktowe w Polsce\u003C\u002Fstrong> – zarówno adres zamieszkania, jak i numer telefonu oraz adres e-mail powinny umożliwić łatwy kontakt z pożyczkobiorcą.\u003C\u002Fli>\u003Cli>\u003Cstrong>Numer PESEL \u003C\u002Fstrong>– taki numer można bez problemu uzyskać w najbliższym urzędzie gminy.\u003C\u002Fli>\u003Cli>\u003Cstrong>Dokument potwierdzający legalność przebywania cudzoziemca w Polsce\u003C\u002Fstrong>: karta pobytu lub status rezydenta.\u003C\u002Fli>\u003C\u002Fol>\u003Cp>Ewentualne dodatkowe wymagania mogą być uzależnione od wybranej firmy pozabankowej lub banku.\u003C\u002Fp>",{"id":86,"__component":66,"text":87},49,"\u003Ch2>\u003Cstrong>Potrzebne dokumenty z wnioskiem o kredyt gotówkowy dla Ukraińców\u003C\u002Fstrong>\u003C\u002Fh2>\u003Cp>Chociaż każda firma pozabankowa oferująca kredyt online dla Ukraińców może wymagać przedstawienia dodatkowych dokumentów, w większości przypadków ich lista jest podobna:\u003C\u002Fp>\u003Cul>\u003Cli>paszport,\u003C\u002Fli>\u003Cli>dokument potwierdzający legalny pobyt w Polsce,\u003C\u002Fli>\u003Cli>numer PESEL,\u003C\u002Fli>\u003Cli>zaświadczenie o miejscu zamieszkania,\u003C\u002Fli>\u003Cli>ukraińskie ubezpieczenie.\u003C\u002Fli>\u003C\u002Ful>\u003Cp>Dodatkowo, do potwierdzenia zdolności kredytowej dla pożyczki dla Ukraińców mogą być wymagane:\u003C\u002Fp>\u003Cul>\u003Cli>wyciąg z konta bankowego,\u003C\u002Fli>\u003Cli>zaświadczenie o legalnym zatrudnieniu,\u003C\u002Fli>\u003Cli>dowód opłaconych podatków w Polsce,\u003C\u002Fli>\u003Cli>informacje o niespłaconych długach.\u003C\u002Fli>\u003C\u002Ful>",{"id":89,"__component":66,"text":90},50,"\u003Ch2>\u003Cstrong>Jak złożyć wniosek kredyt dla Ukraińca?\u003C\u002Fstrong>\u003C\u002Fh2>\u003Cp>Pożyczka dla Ukraińców jest łatwo dostępna dla wszystkich zainteresowanych, a wniosek można złożyć na trzy sposoby:\u003C\u002Fp>\u003Cul>\u003Cli>osobiście udając się do oddziału firmy lub banku,\u003C\u002Fli>\u003Cli>wysyłając wniosek online,\u003C\u002Fli>\u003Cli>dzwoniąc na infolinię firmy pozabankowej.\u003C\u002Fli>\u003C\u002Ful>\u003Cp>Najszybszym i najwygodniejszym sposobem jest złożenie formularza pożyczkowego online. W razie pytań do dyspozycji klientów jest szeroki wybór dokumentów, opcje wsparcia, a nawet możliwość porozmawiania z konsultantami w języku ukraińskim (w wybranych bankach).\u003C\u002Fp>\u003Cp>Szybka pożyczka dla Ukraińców jest także w ofercie Cashspace na wyjątkowo przystępnych warunkach.\u003C\u002Fp>\u003Cp>Cashspace specjalizuje się w analizowaniu ofert firm pożyczkowych na polskim rynku. Po skrupulatnej recenzji tego, co oferują firmy pozabankowe, wybierane są wyłącznie te oferty, które wyróżniają się najwyższą jakością. Co więcej, są to firmy, które stosują łagodne kryteria przyznawania chwilówek i cechują się najwyższą przyznawalnością. Oznacza to, że chwilówka dla obcokrajowców może pojawić się na koncie klienta lub zostać przyznana do ręki dosłownie w kilka minut. Cały proces cechuje minimum formalności. Wystarczy posiadać dokument potwierdzający tożsamość. Pomagamy uzyskać kredyt bez karty pobytu.\u003C\u002Fp>\u003Ch3>Proces ubiegania się o kredyt dla Ukraińców w Cashspace jest następujący\u003C\u002Fh3>\u003Col>\u003Cli>\u003Cstrong>Przygotuj dokument tożsamości\u003C\u002Fstrong> (paszport) oraz numer konta bankowego.\u003C\u002Fli>\u003Cli>\u003Cstrong>Wejdź na stronę Cashspace\u003C\u002Fstrong> i za pomocą suwaka wybierz kwotę pożyczki od 100 zł do 5000 zł – pierwsza pożyczka gotówkowa dla obcokrajowca jest przyznawana za darmo!\u003C\u002Fli>\u003Cli>\u003Cstrong>Wypełnij formularz\u003C\u002Fstrong> podając podstawowe informacje – dane osobowe i kontaktowe oraz informacje o zatrudnieniu. Upewnij się, że dane są prawidłowe, ponieważ będą one podlegały weryfikacji.\u003C\u002Fli>\u003Cli>\u003Cstrong>Sprawdź dostępne oferty\u003C\u002Fstrong> – na podstawie Twoich potrzeb oraz aktualnej sytuacji finansowej wskażemy Ci te firmy pożyczkowe, u których z największym prawdopodobieństwem uzyskasz potrzebne środki.\u003C\u002Fli>\u003Cli>\u003Cstrong>Wybierz pożyczkę dla siebie\u003C\u002Fstrong> – wybierz jedną z ofert pożyczki, zapoznaj się z jej regulaminem i umową pożyczkową, i postępuj zgodnie z instrukcjami na ekranie.\u003C\u002Fli>\u003Cli>\u003Cstrong>Uzyskaj pieniądze na konto\u003C\u002Fstrong> – po zaakceptowaniu wniosku otrzymasz środki z pożyczki dla obcokrajowców prosto na swoje konto.\u003C\u002Fli>\u003C\u002Fol>",{"id":92,"__component":93,"title":94,"questions":95},6,"misc.faq-block","Odpowiedzi na pytania o pożyczki dla Ukraińców i obcokrajowców",[96,100,104,108,112,116],{"id":97,"question":98,"answer":99},27,"Czy pożyczka dostępna jest na sam paszport?","Paszport jest ważnym dokumentem, jednak niewystarczającym, aby uzyskać kredyt gotówkowy dla Ukraińców i obcokrajowców. Wymagany jest także numer PESEL, zaświadczenie o legalnym pobycie na terytorium Polski czy dokument potwierdzający zatrudnienie w Polsce.",{"id":101,"question":102,"answer":103},28,"Czy posiadanie karty pobytu jest obowiązkowe?","Karta pobytu nie jest wymagana do uzyskania pożyczki dla obcokrajowców. Wymagane jest jednak posiadanie dokumentu potwierdzającego legalność pobytu w Polsce oraz wykonywania pracy zarobkowej. Do 30 czerwca 2024 r. obywatele Ukrainy nie muszą posiadać karty pobytu, aby legalnie przebywać w Polsce.",{"id":105,"question":106,"answer":107},29,"Czy jest dostępna pożyczka bez karty pobytu dla Ukraińca?","Pożyczki bez pozwolenia na pobyt są możliwe, ale znacznie trudniejsze do uzyskania. W takim przypadku należy upewnić się, że wnioskujący jest w stanie zabezpieczyć spłatę swojej pożyczki lub należy skorzystać z oferty pożyczek prywatnych. Udzielanie pożyczki bez pozwolenia na pobyt niesie ze sobą duże ryzyko dla pożyczkodawców. Oznacza to, że taki kredyt bez karty pobytu może być dużo droższy i posiadać mało korzystne warunki. Ukraińcy, którzy chcą mimo to uzyskać pożyczkę, mogą być proszeni o zastawienie posiadanej nieruchomości lub pojazdu, lub przedstawienie gwaranta z dobrą zdolnością kredytową. Zwracamy uwagę, że pilna potrzeba uzyskania natychmiastowej gotówki nie powinna przesłonić konieczności starannej analizy oferty pożyczki prywatnej i unikania ofert, których spłata ze względu na wysokie prowizje i oprocentowanie, będzie niemożliwa.",{"id":109,"question":110,"answer":111},30,"Jaka jest maksymalna kwota pożyczki dla Ukraińców?","Pożyczka dla Ukraińców nie ma określonej maksymalnej kwoty, jaką można uzyskać. Widełki kredytowe są zawsze określone w polityce pożyczkodawcy. Maksymalna kwota pożyczki dla obcokrajowców może zależeć także od wysokości uzyskiwanych dochodów przez wnioskującego, wartości wnoszonego przez niego zabezpieczenia oraz zdolności kredytowej gwaranta pożyczki.\nWyższe zarobki i towarzyszące im niskie wydatki oraz brak zadłużenia są wystarczającymi przesłankami dla banków i firm pozabankowych, aby przyznawać pożyczki na wysokie kwoty. Wiele firm pożyczkowych oferuje pożyczki dla Ukraińców nawet do 160 000 zł (Kasa Stefczyka) oraz kredyty hipoteczne, których kwoty są ustalane indywidualnie. W Polsce nie obowiązują żadne ograniczenia co do kwot pożyczek udzielanych cudzoziemcom, o ile pracują oni w Polsce legalnie i zarabiają w złotówkach.",{"id":113,"question":114,"answer":115},31,"Czy obcokrajowiec może wziąć kredyt 2%?","Preferencyjny program kredytów hipotecznych 2% dotyczy zarówno Polaków, jak i obcokrajowców. Najważniejszym wymogiem jest legalny pobyt na terenie kraju oraz uzyskiwanie dochodu w złotówkach oraz płacenie w Polsce podatku PIT. Więcej szczegółów na temat warunków, które muszą spełnić Polacy i obcokrajowcy ubiegający się o kredyt 2% można znaleźć na stronie Ministerstwa Finansów. Oprócz Ukraińców, którzy są najliczniejszą grupą imigrantów w Polsce z Bezpiecznego kredytu 2 proc. skorzystało także wielu obywateli Białorusi oraz Indii.",{"id":117,"question":118,"answer":119},32,"Czy obcokrajowiec może wziąć kredyt w Polsce?","Tak, wszyscy obcokrajowcy, którzy legalnie przebywają na terenie Polski (posiadają zaświadczenie o pobycie stałym i czasowym) oraz pracują w Polsce i uzyskują tu dochód, mogą otrzymać kredyty i pożyczki dla obcokrajowców.",{"data":121},[],[123,154,159,163],{"id":124,"__component":125,"link":126,"sections":128},1,"navigation.links-dropdown",{"id":124,"url":50,"label":127},"Pożyczki i chwilówki",[129],{"id":13,"categories":130},[131],{"id":132,"name":133,"columns":134},10,"Pożyczki",[135],{"id":136,"links":137},15,[138,141,143,145,148,150,152,153],{"id":139,"url":34,"label":140},22,"Pożyczki za darmo",{"id":142,"url":46,"label":45},23,{"id":144,"url":54,"label":53},24,{"id":146,"url":42,"label":147},25,"Pożyczki na 30 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75","https:\u002F\u002Ftrack.leadsmatcher.com\u002Fclick?offer_id=1073&pid=2&sub1={LEAD_ID}&sub2=feed","https:\u002F\u002Fcdn.morecashpls.com\u002Foffers_data\u002Fimages\u002Fbobr_20251117135049.svg",1073,{"header":329,"name":329,"stars":72,"tags":330,"field1_header":231,"field1_value":274,"field2_header":233,"field2_value":322,"field3_header":235,"field3_value":332,"field4_header":237,"field4_value":333,"field5_header":239,"field5_value":334,"link":335,"image":336,"offer_id":337,"product_type":244,"asnef_value":-1,"filters":-1,"rating":338,"ratingString":339},"OnlineGotowka",[249,331],"24\u002F7","Do 65 dni","93%","18 - 73","https:\u002F\u002Ftrack.crezu.net\u002Fclick?offer_id=4481&pid=2&sub1={LEAD_ID}&sub2=feed","https:\u002F\u002Fcdn.morecashpls.com\u002Foffers_data\u002Fimages\u002FOnlineGotowka_20251113083228.svg",4481,4.8,"4.8\u002F5",{"header":341,"name":341,"stars":72,"tags":342,"field1_header":231,"field1_value":250,"field2_header":233,"field2_value":234,"field3_header":235,"field3_value":252,"field4_header":237,"field4_value":333,"field5_header":253,"field5_value":253,"link":344,"image":345,"offer_id":346,"product_type":244,"asnef_value":-1,"filters":-1,"rating":21,"ratingString":245},"Instafin",[343],"Pożyczka na dowolny 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75","https:\u002F\u002Ftrack.crezu.net\u002Fclick?offer_id=1008&pid=2&sub1={LEAD_ID}&sub2=feed","https:\u002F\u002Fcdn.morecashpls.com\u002Foffers_data\u002Fimages\u002Fcreditstar-full_20250827132553.svg",1008,{"header":368,"name":368,"stars":72,"tags":369,"field1_header":372,"field1_value":373,"field2_header":233,"field2_value":251,"field3_header":286,"field3_value":374,"field4_header":237,"field4_value":375,"field5_header":253,"field5_value":253,"link":376,"image":377,"offer_id":378,"product_type":316,"asnef_value":-1,"filters":-1,"rating":338,"ratingString":339},"Cardina",[370,371],"Bezpieczne płatności zbliżeniowe","Brak opłaty za wydanie karty","Limit","Do 3500 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